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                                            Mohsin Qamar

Create hip-362-token-freeze-amount.md

@ToMaciANura updated the story and rationale per our Discord exchange.

Support payer-sponsored auto-creation with HTS assets

In `CryptoTransfer`, do we provide an option that allows the invoking user the option to _create account if does not exist_ vs return `INVALID_ACCOUNT_ID` error if the alias does not...