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                                            Gary Tou

[Roles] Freeze cards when demoted to reader

Yeah, freezing sounds good

[Roles] Freeze cards when demoted to reader

@Luke-Oldenburg, can you assign yourself if you're working on it? If not, @manuthecoder may be interested

[Roles] Freeze cards when demoted to reader

Solved in [10582](https://github.com/hackclub/hcb/pull/10582)

Create a very basic Terms of Service

It should

Create a very basic Terms of Service

Christina's got this WIP

Create a very basic Terms of Service

Semi-related: @thedev132 is working on a privacy policy

[CI] Check for missing annotations

it's complaining about missing annotations for AchPayment... what missing annotations

[CI] Check for missing annotations

ty!

User Tasks

We're adding more items soon! Ideas include: - Sign your contract - Approve a member's ACH transfer

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