stkeros

> Do you feel like it adds much value beyond the line chart in the "Early and Delayed Retirement" section? No. I don't feel strongly about it. But I don't...

This is a brilliant, why-didn't-anyone-think-of-that-before, idea. But as I was reading, I thought you were going somewhere else with this. What is actually on the x/y axis? Filing age? [Sorry,...

Ok, we're on the same page. Again, it's a nice way to visualize the concept. You could have a color gradient, which corresponds to a given strategy. Red means both...

What about an input option where one can paste any table which has year in column one and earnings in column 2? Maybe even for both past and future years?

> Can the lower earner file at age 70 if she/he gets a $0 benefit until age 80? > > I think that in this specific case, the right thing...

It's the same PIA formula. It's just that the additional earnings update the AIME, then then based on the where this falls on the bendpoints, increases the PIA. So while...

Yes, if already receiving a benefit, and worker has earnings after that benefit, the PIA increases and thus the benefit will increase. E.g. if I've been receiving a benefit since...

Forgot to answer: yes, the spouses benefit also goes up, because the spouses benefit is based on the PIA of the higher earner. If the higher earner's PIA increases, so...

Another detail which I think I neglected to mention: if one has earnings while also collecting a benefit, the benefit is actually reduced you collect prior to FRA. That is,...

I wonder if one workaround, at first, is to limit the sliders such that earnings cannot occur after age 62. And then consider an update where earnings after age 62...