John Nye

@ltalirz Happy to give it a stab and submit the pr this weekend.

> In short This is a pun, based on the project name.

@kayladnls not Exactly - though that might be an option. My suggestion is that there is a new base class for ACH gateways. So, AuthorizeNet_ACH would implement BankGateway. BankGateway would...

I tried to flesh this out a bit more, and ended up in a tangle about if this was a good idea or not. This Gist is what I ended...

Separating the customer and their payment method would be an excellent move I think, it also reflects how most of the payment providers and code is structured. Keeping both gateway...

Absolutely correct. "my system" - is an imaginary web system. The scenario still holds for keeping cards on file if you're a web store and wanted to implement a non-patented...

Exactly what I'd like to use. As an aside life would be easier to just use stripe, unified payment types just introduced. https://stripe.com/blog/unifying-payment-types-in-the-api

I'll be needing this in some form later this year, but not had time to look into it directly, off the top of my head the following providers support payouts....