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Early retirement financial calculator

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There are different capital gains tax brackets, but the program assumes that all cap gains are taxed at 15%.

Hi, I'm Vic. I'd like to contribute to the `fplan` project but I'm deathly afraid of breaking something. I think adding a unit test framework and some simple tests is...

Running with --validate does the following: ``` C:\Users\cmovi\AppData\Local\Programs\Python\Python39\python.exe C:/Users/cmovi/Documents/github/cmovic-fplan/src/fplan/fplan.py ..\..\examples\sample.toml --validate Traceback (most recent call last): File "C:\Users\cmovi\Documents\github\cmovic-fplan\src\fplan\fplan.py", line 510, in main() File "C:\Users\cmovi\Documents\github\cmovic-fplan\src\fplan\fplan.py", line 506, in main for y...

I suspect some users (or at least one) have an aftertax account where they receive distributions every year even when they don't sell anything. Could this be modeled with a...

Right now the toml file is used for setting but any extra unused settings are just ignored and most everything has a default value. So if you make a typo...

Aftertax contributions during your working years are not accurately reflected in the capital gains tax basis. The capital gains tax basis is based on the initial values of the aftertax...

Some taxes have a progressive tax system, similar to federal taxes. The program currently only supports a single state tax rate. It should support state brackets. Also you should be...

The law has changed and RMDs no longer begin at 70 for everyone. The program should be updated to reflect that.

The model should consider IRA2Roth conversions during the working years. You would have to provide a baseline AGI instead of the current `prep.tax_rate` so it can figure the tax impact...