unexpected <CR> expansion

[namedots]

(defun f (x)
  ""|)

<CR> I get:

(defun f (x)
  ""
  |
  )

expected:

(defun f (x)
  ""
  |)

this doesn't expand that way:

foo(bar()|)

gives (as expected):

foo(bar()
|)

there's some fishy interaction with the quotes