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Sage Pay driver for the Omnipay PHP payment processing library

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Hello everyone, we have just received an email from Opayo: ```We're writing to let you know about a recent industry change to the Visa decline response code rules for Merchants...

Calling the `purchase()` method with an array which does not include the `profile` key produces the deprecation: ``` Deprecated: strtoupper(): Passing null to parameter #1 ($string) of type string is...

In `public function getRedirectData()` from `src/Message/Response.php`: ``` if ($creq = $this->getDataItem('CReq')) { return [ 'creq' => $creq, 'threeDSSessionData' => $this->getVPSTxId(), ]; } ``` `threeDSSessionData` comes wrapped in `{` `}`, which...

@judgej Looking at this [diff](https://github.com/thephpleague/omnipay-sagepay/compare/af116fd..67226df#diff-df7566ba77cef508b32dba85e6aa153f6e25ed5527fc3bb5b89272272b4a9de0R102) there are comments about a PHP 5.6 specific workaround: ``` // The Response in the current namespace conflicts with // the Response in the namespace...

We have received an email from SagePay saying we should: > Upgrade your direct integration to Protocol 4.00 Does the latest version of this package support this? Thanks.

Fixes using AccountType being sent to gateway when it's been specifically set.

I've pulled in here information / code from multiple issues and blogposts / opayos documentation and discussions with them. Has been tested. Hope it helps anyone else.

Hi, I have just been emailed by Opayo to inform us that we need to upgrade to Protocol 4 (we use Sagepay Forms) by March. Do you know if this...

Sagepay are beginning to publish information on the PSD2/3DSecure2 aspects of their V4 VPSProtocol: https://www.sagepay.co.uk/support/38/psd2-under-direct-integration . At the time of writing they haven't linked to a new version of the...

enhancement