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How to choose the card funding to be debit?

Open ftzi opened this issue 3 years ago • 6 comments

Looks like all added cards are credit, using any of the 3 client ways to add a card this lib allows. Isn't there a way to choose debit / prepaid?

ftzi avatar Jan 21 '22 04:01 ftzi

Testing both the CardForm component and the Payment Sheet, the following test cards work, and are registered as the proper funding in the Stripe dashboard's "Payments" tab:

5200828282828210 | Mastercard (debit) | Any 3 digits | Any future date

5105105105105100 | Mastercard (prepaid) | Any 3 digits | Any future date

Let me know if you have any other questions, or if I misunderstood the issue?

charliecruzan-stripe avatar Feb 17 '22 17:02 charliecruzan-stripe

As far as I know, there are cards that supports both credit and debit payment formats. That's why I am thinking about explicitly choosing the desired one

ftzi avatar Feb 17 '22 17:02 ftzi

There isn't a way for you to specify whether a card is credit funded or debit funded when providing the card info via the React Native SDK (I'm not sure if this functionality is exposed in any Stripe SDK). I'm not sure exactly what this means for cards that function as both credit and debit cards

charliecruzan-stripe avatar Feb 17 '22 18:02 charliecruzan-stripe

I'm also interested in this functionality; we would like to choose debit in cases where credit also exists.

abedolinger avatar Mar 04 '22 23:03 abedolinger

This isn't exposed via Stripe, but I'll keep this issue open to track how much interest there is in a feature like this

charliecruzan-stripe avatar Mar 31 '22 13:03 charliecruzan-stripe

I'm not sure exactly what this means for cards that function as both credit and debit cards

Here in Brazil, at least, some card can both operate in Credit and Debit modes. The user may have preference on one over the other, depending on his financial situation etc.

One guy who tested our app was surprised that his payment was done in credit mode and not on debit, as he expected.

(Sorry for the long delay)

ftzi avatar Apr 01 '22 03:04 ftzi