needless_borrows_for_generic_args: Fix for &mut

[meithecatte]

This commit fixes a bug introduced in #12706, where the behavior of the lint has been changed, to avoid suggestions that introduce a move. The motivation in the commit message is quite poor (if the detection for significant drops is not sufficient because it's not transitive, the proper fix would be to make it transitive). However, #12454, the linked issue, provides a good reason for the change — if the value being borrowed is bound to a variable, then moving it will only introduce friction into future refactorings.

Thus #12706 changes the logic so that the lint triggers if the value being borrowed is Copy, or is the result of a function call, simplifying the logic to the point where analysing "is this the only use of this value" isn't necessary.

However, said PR also introduces an undocumented carveout, where referents that themselves are mutable references are treated as Copy, to catch some cases that we do want to lint against. However, that is not sound — it's possible to consume a mutable reference by moving it.

To avoid emitting false suggestions, this PR reintroduces the referent_used_exactly_once logic and runs that check for referents that are themselves mutable references.

Thinking about the code shape of &mut x, where x: &mut T, raises the point that while removing the &mut outright won't work, the extra indirection is still undesirable, and perhaps instead we should suggest reborrowing: &mut *x. That, however, is left as possible future work.

Fixes #12856

changelog [needless_borrows_for_generic_args]: Fix a regression where invalid suggestions would be emitted when a reference to a &mut T was being passed as the generic argument.