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A RESTful API enabling electronic payments to be submitted and received without a deep understanding payment file specification

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This is a sub-task of the [epic](https://github.com/moov-io/customers/issues/223) to support business profiles. ## Proposed work Modify the creation of ACH files so that the `Business name` is used instead of `first`...

PayGate Version: `v0.9.0-dev` With a multi-organization setup in PayGate we should support an `upload.Agent` config for each organization. This involves an array of possible configurations and then a setting on...

enhancement

PayGate Version: `v0.9.0-dev` With multiple organizations it becomes apparent that having different `upload.Agent` configurations for each would be really helpful. This could be accomplished by changing the configuration into an...

enhancement

PayGate Version: `v0.9.0-dev` **What were you trying to do?** We were uploading files at a cutoff time and ran into a problem with the SFTP agent connection. This resulted in...

bug

PayGate Version: `v0.9.0-dev` https://github.com/moov-io/paygate/pull/597 exposed that we have some private dependencies included in PayGate's build. This causes OpenShift images to fail as they're not authenticated. We cannot allow private dependencies...

bug

PayGate Version: `v0.8.0` **What were you trying to do?** We need to support running PayGate's HTTP servers with TLS for all communications. This is required for production installs and needs...

enhancement

PayGate Version: `v0.9.0-dev` **What were you trying to do?** Inside of our [transfers code for inbound files](https://github.com/moov-io/paygate/blob/master/pkg/transfers/inbound/returns.go#L79) we need to handle R05 / R07 as marking the account as "Frozen"....

enhancement

PayGate Version: `v0.9.0-dev` **What were you trying to do?** Currently the Customers/Accounts health check does not attempt to decrypt the account number. We should do this (perhaps just once?) to...

enhancement

PayGate Version: `v0.9.0-dev` **What were you trying to do?** When running PayGate according to NACHA rules there needs to be monitoring on returned entries in order to stay within the...

documentation

We are looking to support sending pre-notes (prenotifications) for account validations. Pre-notes are zero-balance entries used to affirm an account exists at the RDFI. Similar to initiating micro-deposits there would...

enhancement