jbanking - A Java banking API

jbanking is a library of utilities to assist with developing banking functionalities. jbanking is focused on, but not limited to, European banking.

Features

jbanking is supporting the following features :

• ISO 3166-1 countries with alpha-2 code, alpha-3 code, numeric code and status, e.g. independent or dependent (according to the International Organization for Standardization).
• Countries or territories participation to economic agreements :
  • European Economic Area (EEA),
  • European Free Trade Association (EFTA),
  • European Union (EU),
  • SEPA COM Pacifique,
  • Single Euro Payments Area (SEPA).
• ISO 4217 currencies (with alphabetic code, numeric code, minor unit and countries using it).
• ISO 9362:2009 BIC handling and validation.
• ISO 13616:2007 IBAN handling and validation (for both check digit and national bank account number structure).
• Creditor Identifiers (CIs) handling and validation.
• Configurable holiday calendar support with predefined calendars for :
  • Frankfurt, London, Paris, Sydney, and Tokyo financial districts,
  • Federal Reserve Bank of New York (FED),
  • New York Stock Exchange (NYSE),
  • European Union TARGET system.

Requirements

jbanking requires at least Java 8 (build is tested against Java 8, 11, 17 and 18). It has no additional dependency !

Use it !

You can download the latest build on Maven Central or use it as a maven dependency:

<dependency>
  <groupId>fr.marcwrobel</groupId>
  <artifactId>jbanking</artifactId>
  <version>3.4.0</version>
</dependency>

Then you just have to use the jbanking API.

// Get ISO country information
IsoCountry country = IsoCountry.fromAlpha2Code("FR").get();
Assertion.assertEquals("FRA", country.getAlpha3Code());
Assertion.assertEquals(250, country.getNumericCode());
Assertion.assertTrue(country.isIndependent());
Assertion.assertTrue(country.isParticipatingTo(EUROPEAN_ECONOMIC_AREA));

// Get ISO currency information
IsoCurrency currency = IsoCurrency.fromAlphabeticCode("EUR").get();
Assertion.assertEquals(978, currency.getNumericCode());
Assertion.assertEquals(2, currency.getMinorUnit().get());
Assertion.assertEquals(NATIONAL, currency.getCategory());
Assertion.assertTrue(currency.getCountries().contains(FR));

// Validate an IBAN
Assertions.assertTrue(Iban.isValid("FR2531682128768051490609537"));

// Get IBAN information
Iban iban = new Iban("fr2531682128768051490609537");
Assertions.assertEquals("FR2531682128768051490609537", iban.toString());
Assertions.assertEquals("FR", iban.getCountryCode());
Assertions.assertEquals("25", iban.getCheckDigit());
Assertions.assertEquals("31682128768051490609537", iban.getBban());
Assertions.assertEquals("FR25 3168 2128 7680 5149 0609 537", iban.toPrintableString());

// Validate a BIC
Assertions.assertTrue(Bic.isValid("PSSTFRPPXXX"));

// Get BIC information
Bic bic = new Bic("psstfrppxxx");
Assertions.assertEquals("PSSTFRPPXXX", bic.toString());
Assertions.assertEquals("PSST", bic.getInstitutionCode());
Assertions.assertEquals("FR", bic.getCountryCode());
Assertions.assertEquals("PP", bic.getLocationCode());
Assertions.assertEquals("XXX", bic.getBranchCode());
Assertions.assertTrue(bic.isLiveBic());

// Validate a creditor identifier
Assertions.assertTrue(CreditorIdentifier.isValid("FR72ZZZ123456"));

// Get creditor identifier information
CreditorIdentifier ci = new CreditorIdentifier("fr72zzz123456");
Assertions.assertEquals("FR72ZZZ123456", ci.toString());
Assertions.assertEquals("FR", ci.getCountryCode());
Assertions.assertEquals("72", ci.getCheckDigit());
Assertions.assertEquals("ZZZ", ci.getBusinessCode());
Assertions.assertEquals("123456", ci.getNationalIdentifier());

// Using predefined calendars
Calendar calendar = FinancialCalendars.PARIS;
Assertion.assertTrue(calendar.isHoliday(LocalDate.of(2022, 1, 1)));
Assertion.assertFalse(calendar.isBusinessDay(LocalDate.of(2022, 1, 1)));
Assertion.assertEquals(LocalDate.of(2022, 1, 3), calendar.next(LocalDate.of(2022, 1, 1)));
Assertion.assertEquals(Arrays.asList(LocalDate.of(2022, 1, 3), LocalDate.of(2022, 1, 4)), calendar.businessDaysWithin(LocalDate.of(2022, 1, 1), LocalDate.of(2022, 1, 4)));

For more information take a look at the javadoc and the unit tests. Changelogs are available on GitHub Releases.

Alternatives

There is no alternatives to jbanking with all its features. But here are some partial alternatives :

• Java itself for ISO 3166 countries and ISO 4217 currencies.
• OpenGamma Strata, an open source analytics and market risk library from OpenGamma (especially strata-basics).
• TakahikoKawasaki/nv-i18n, a package to support internationalization, containing ISO 3166-1 country code enum, ISO 639-1 language code enum, etc.
• arturmkrtchyan/iban4j (or its fork NaluKit/iban4g), a java library for generating and validating IBANs and BICs.
• Apache Commons Validator, a java library for validating a lot of things, including IBANs.

Contribute

Take a look at the contribution guide.

Need help ?

Start a discussion, raise an issue or contribute with a pull-request (please take a look at the contribution guide before).

And for the things that must be kept private (only !), such as security issues, email me at [email protected].