fix: reference added in sepa_bank_instructions

[sumanmaji4]

Type of Change

• [x] Bugfix
• [ ] New feature
• [ ] Enhancement
• [ ] Refactoring
• [ ] Dependency updates
• [ ] Documentation
• [ ] CI/CD

Description

'reference' added in sepa_bank_instructions, for Stripe Sepa Bank Transfer

Additional Changes

• [ ] This PR modifies the API contract
• [ ] This PR modifies the database schema
• [ ] This PR modifies application configuration/environment variables

Motivation and Context

How did you test it?

Request

curl --location 'http://localhost:8080/payments' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: <apiKey>' \
--data-raw '{
  "amount": 60,
  "authentication_type": "no_three_ds",
  "confirm": true,
  "currency": "EUR",
  "customer_id": "StripeCustomer", 
  "payment_method": "bank_transfer",
  "payment_method_type": "sepa",
  "payment_method_data": {
    "bank_transfer": {
        "sepa_bank_transfer" : {
            "billing_details" : {
                "email" : "[email protected]",
                "name" : "Rajanikanth"
            },
            "country" : "DE"
        }
    }
  }
}'

The successful output :

{
    "payment_id": "pay_bLamnDrh3V3GefetEL3Tm",
    "merchant_id": "merchant_1727948661",
    "status": "requires_customer_action",
    "amount": 60,
    "net_amount": 60,
    "amount_capturable": 60,
    "amount_received": 0,
    "connector": "stripe",
    "client_secret": "pay_bLamnDrh3V3cefctEL3Tm_secret_QsqbBrkZn2pI7cerfer",
    "created": "2024-10-03T13:25:34.962Z",
    "currency": "EUR",
    "customer_id": "StripeCustomer",
    "customer": {
        "id": "StripeCustomer",
        "name": null,
        "email": null,
        "phone": null,
        "phone_country_code": null
    },
    "description": null,
    "refunds": null,
    "disputes": null,
    "mandate_id": null,
    "mandate_data": null,
    "setup_future_usage": null,
    "off_session": null,
    "capture_on": null,
    "capture_method": null,
    "payment_method": "bank_transfer",
    "payment_method_data": {
        "bank_transfer": {
            "sepa": {}
        },
        "billing": null
    },
    "payment_token": "token_kwd45640isqRNJdwedwB",
    "shipping": null,
    "billing": null,
    "order_details": null,
    "email": null,
    "name": null,
    "phone": null,
    "return_url": null,
    "authentication_type": "no_three_ds",
    "statement_descriptor_name": null,
    "statement_descriptor_suffix": null,
    "next_action": {
        "type": "display_bank_transfer_information",
        "bank_transfer_steps_and_charges_details": {
            "sepa_bank_instructions": {
                "account_holder_name": "ABCD France",
                "bic": "SOGEDEFFXXX",
                "country": "DE",
                "iban": "DE4039739XXXXXXXX89727",
                "reference": "8NXKXQARUC9X"
            },
            "receiver": {
                "amount_received": 0,
                "amount_charged": null,
                "amount_remaining": 60
            }
        }
    },
    "cancellation_reason": null,
    "error_code": null,
    "error_message": null,
    "unified_code": null,
    "unified_message": null,
    "payment_experience": null,
    "payment_method_type": "sepa",
    "connector_label": null,
    "business_country": null,
    "business_label": "default",
    "business_sub_label": null,
    "allowed_payment_method_types": null,
    "ephemeral_key": {
        "customer_id": "StripeCustomer",
        "created_at": 1727961934,
        "expires": 1727965534,
        "secret": "epk_f8ad2600b91b47bcaa762322eaa6f5f3"
    },
    "manual_retry_allowed": null,
    "connector_transaction_id": "pi_3Q5p2CEOxxxxxx0EG1g4Ou",
    "frm_message": null,
    "metadata": null,
    "connector_metadata": null,
    "feature_metadata": null,
    "reference_id": "pi_3Q5p2CEOxxxxxx0EG1g4Ou",
    "payment_link": null,
    "profile_id": "pro_TSOb6xQbAkCdcsTtYf6C",
    "surcharge_details": null,
    "attempt_count": 1,
    "merchant_decision": null,
    "merchant_connector_id": "mca_XjEZ8bwoCedxxxdE3u",
    "incremental_authorization_allowed": null,
    "authorization_count": null,
    "incremental_authorizations": null,
    "external_authentication_details": null,
    "external_3ds_authentication_attempted": false,
    "expires_on": "2024-10-03T13:40:34.962Z",
    "fingerprint": null,
    "browser_info": null,
    "payment_method_id": null,
    "payment_method_status": null,
    "updated": "2024-10-03T13:25:36.680Z",
    "charges": null,
    "frm_metadata": null,
    "merchant_order_reference_id": null,
    "order_tax_amount": null
}

Checklist

• [x] I formatted the code cargo +nightly fmt --all
• [x] I addressed lints thrown by cargo clippy
• [ ] I reviewed the submitted code
• [ ] I added unit tests for my changes where possible

[semanticdiff-com[bot]]

Review changes with SemanticDiff.

Analyzed 4 of 4 files.

Overall, the semantic diff is 32% smaller than the GitHub diff.

	Filename	Status
:heavy_check_mark:	crates/router/src/connector/stripe/transformers.rs	41.19% smaller
:heavy_check_mark:	crates/api_models/src/payments.rs	Analyzed
:heavy_check_mark:	api-reference-v2/openapi_spec.json	28.57% smaller
:heavy_check_mark:	api-reference/openapi_spec.json	28.57% smaller