dumb-password-rules
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More details on Fidelity password restrictions
Here's some more insight (speculation, really) into Fidelity's restrictions. Fidelity accepts passwords in their automated telephone system. The password is mapped to the alpha-numeric mapping on the telephone keypad. In order to use the automated telephone system, a user with the password "password" would enter the number 72779673.
https://login.fidelity.com/ftgw/pages/fesco/html/FAQ.html