dpc

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@fedimint/lightning ping

Need to review the merkle tree thing, and continue reviewing from "test: add ecash liability migration test"

I suspect it should be `fee(d) * 2 > d`. If you need to pay more than 50% of the value, might as well save everyone some trouble and not...

On top of https://github.com/fedimint/fedimint/pull/8091