Improve and recover payments

[ap501boi]

Describe the bug A clear and concise description of what the bug is.

Environment and Version (please complete the following information):

• OS: [e.g. Windows, Mac, Linux]
• Version [e.g. v0.0.1]

To Reproduce Steps to reproduce the behavior:

1. Go to '...'
2. Click on '....'
3. Scroll down to '....'
4. See error

Expected behavior A clear and concise description of what you expected to happen.

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Additional context Add any other context about the problem here.