chore(shared,clerk-js): Set defaultOptions to queryClient

[panteliselef]

Description

Checklist

• [ ] pnpm test runs as expected.
• [ ] pnpm build runs as expected.
• [ ] (If applicable) JSDoc comments have been added or updated for any package exports
• [ ] (If applicable) Documentation has been updated

Type of change

• [ ] 🐛 Bug fix
• [ ] 🌟 New feature
• [ ] 🔨 Breaking change
• [ ] 📖 Refactoring / dependency upgrade / documentation
• [ ] other:

Summary by CodeRabbit

• Bug Fixes

  • Disabled automatic query retries and tightened refetch behavior to improve stability.

• Chores

  • Switched query dependency resolution to a catalog-based setup.
  • Made query client lazy-initialize and emit a clear readiness status.

• Tests

  • Updated test defaults to match the new query client retry/refetch settings.

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