afadil
The limits doesn't include withdrawals
I setup limits and marked the accounts to be included for the limits. It looks like deposits are being counted but withdrawals are not counted.
Actually, contribution limits are used to track and enforce legal caps on how much users can deposit into regulated (tax-advantaged) accounts annually (e.g., RRSP, TFSA, FHSA in Canada or 401(k), IRA, HSA in the U.S.). These limits are defined by tax law and vary by account type.
Only deposits count against the limit
Withdrawals do not affect current-year room
For some accounts, TFSA withdrawals restore room in the following year, not the current year.
I see what you mean for regulated, tax-advantaged accounts (RRSP, TFSA, 401k, etc.) where withdrawals don’t affect contribution room. That makes sense.
That said, I was thinking more about a different use case: after-tax contribution accounts where a user might still want to set an annual limit for themselves, and both deposits and withdrawals would affect that limit.
From your suggestion, it sounds like modeling this as a goal with time constraints (e.g., yearly savings goals) could be a better fit. The one wrinkle I see is that the same account can’t be assigned to multiple goals today, so I’m curious if you think extending the goal system (or making contribution limits a first-class property of an account) would be a more flexible path forward.
Do you think goals with dates offer a more flexible alternative, or is the current setup still the better option?