PEM file for merchant authentication.

[emberdyn]

Can you please explain how you generated the PEM file for merchant authentication?
apple-pay-test-cert.pem

I have tried getting my CSR file from auth.net and uploaded it in the apple developer account to get a .cer file. But that .cer file does not have a private key. How did you get a cert with a private key?

Thanks so much for your help. @brianmc