magento-lts

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Description (*)

PayPal US has introduced a new feature called Pay in 4 / Pay Later. https://www.paypal.com/us/for-you/pay-in-4

I am aware they are offering some merchants lower transaction rates, if they add the required messages on screen for users.

Expected behavior (*)

Simply inject the required messages into any/all pages where a total is available. The payment message requires a monitory value so it can display the correct payment value.

Potential pages:

Product Details page Checkout Cart

Benefits

PayPal is pushing this feature heavily. It will benifot OpenMage to have this as a core feature

Additional information

Email conversation between myself and paypal integration dev

"Lucas, it is not compatible with the payflow integration. You would need to use the PayPal JS SDK for the messaging piece and I know Magento 1 does not offer this. Current Magento integrations do offer this feature. You can try and inject the js into the product and checkout pages, but I have not seen this work in the past."

_The Magento 1 PayPal integration will not support the presentment of the Pay-in-4 button, but inside the PayPal wallet the consumer can choose to pay with Pay-in-4. Our market research shows that the banners themselves provide an enormous lift in that "in wallet" Pay-in-4 adoption.

So, while the button isn't there, the payment method is inside the wallet for the consumer. Upstream presentment (what we're working on here) is what keys the consumer into the idea that they can add more to their cart before checkout and pay for it in smaller installments._

Pay Later is the umbrella that houses (mixed metaphor here, sorry) both Pay-in-4 and PayPal Credit. So banners showing a Pay-in-4 offer in the wallet do not directly contradict a button specifically for PayPal Credit.

All the previous functionality will continue to exist. The only hang up here is that the newly branded button which automatically drops the consumer into the financing-or-installments section of the PayPal wallet is only supported on the new SDK payments flow.

I am busy making this integration, and will present a PR. I feel thsi is best suited as a new core feature, to PayPal core module, as apposed to a new module, which the has to replace and extend parts of the core code.

Open for discussion, naturally